2nd China Retail Banking Innovation Summit 2019 | SZ&W Group | 18 September 2018 | TBA, Shanghai, China

With the reform of interest rate liberalization, economic new normal and vigorous development of capital market, bank industry is faced with the dilemma of narrowing of spread, increasing risk, enterprise financing demand diversion. Those factors lead continuous decline of profitability. Meanwhile, with the increase of the residents’ income and the change of financial consumption habits, customers also put forward higher and more comprehensive demand of financial service channels and financial products and services.

Retail banking has the characteristics of strong premium capacity, economic cycle resistance, stable financial resources and risk diversification. It is against this background, many leading banks have chosen to increase investment of retail banking business basing on the long-term strategy. At present, this strategic transformation has achieved preliminary results, and the proportion of retail sales revenue has steadily increased. According to the annual report of listed banks published in 2017, the income ratio of retail business is over 30%, compared with average 40% in developed countries, the gap is gradually shrinking. With the current development trend, industry statistics indicated that the scale of retail banking market will reach 100 trillion by 2022.Facing the expecting market outlook and complicated external environment, how to further deepen the system reform, continuously innovate in product services, marketing channels, risk control capacity and other business aspects with industry experience and the latest technology, and establish differentiated competitiveness in order to explore a sustainable way of transformation in the fierce market competition and remain an invincible position, has become an important issue that commercial bank in China must face and solve.

2019 Speakers

Luke Shang
Project Manager, Frontier Finance Institute

Zhengyan Zhu
Deputy Secretary General, Shanghai Pudong International Financial Institute

Bo Bai
Executive Chairman, Asian Financial Union

Chenggang Zhao
Director of the System Services Department, China Banking Association

Yan Tan
Senior Managing Director, Boston Consulting

Kunping Zhou
Deputy General Manager of Finance Research Center, Bank of Communications

Cheng Zhang
AI Senior Consultant, Emotibot

Chunying Zhou
Chief Data Scientis, CRAIDITX

Quan Yu
General Manager of Risk Management Department, Zhejiang E-Commerce Bank Co., Ltd.

Yujian Mao
Founder, Dianhua.cn

Zheng Wu
Deputy General Manager of the Approval Collection Center, China Guangfa Bank

Pingping Chen
CEO, PPCredit

Feng Zhang
Vice President of Smart Finance Division, Small i Robot

Baijun Shen
Technical Director of Retail Big Data Platform of Retail Network Finance Division, Ping An Bank

Zhen Xia
Founder & CEO, Ecreditpal Company

Lingming Zhang
Deputy General Manager of Direct Banking & CIO, Zhongyuan Bank

Lei Shen
Vice President, PINTEC

Yu Zhang
Vice President & COO, FinTell

Julia Zhou
Chief Strategy Officer and Assistant to the Chairman, Wheat Financial

Qian Sun
Deputy General Manager of Risk Management Department, SUNING BANK

Weiqing Li
Standing Committee of the Private Banking Committee, China Banking Association

Xiaozhong Li
Vice President, WHEAT FINANCIAL

Han Liang
Chief Solution Specialist, Yunrong Fintech

Lareina Wang
Regional Head of Retail Customer Strategy and Propositions, Asia Pacific Retail Banking and Wealth Management, HSBC Bank

Weiwei Pan
Solution Manager, BestSign

Yan Tang
General Manager of Credit Card Center Decision Management Department, China Guangfa Bank

Min Di
Chairman, Jiangsu NJU Electronic Information Technology Co., Ltd.

Linhong Li
Deputy General Manager of Consulting Services, Shandong City Commercial Banks Alliance

Sheldon Wang
General Manager of Channel Management Department, Baoshang Bank

Shengwei Zhu
General Manager of Network Finance, Fudian Bank

Zhongbin You
Head of Big Data Business in the Financial Industry, Deloitte Management Consulting