Cash Flow Analysis Part 2: Deeper Analysis, Balance Sheet & External Factors 2023 | Community Bankers Webinar Network | 14 February 2023 | Webinar
Venue
What is Qwoted?
Qwoted is a free expert network: we help reporters connect with experts & we help those same experts build relationships with top reporters.
| Event Date | Tue Feb 14 EST (almost 2 years ago) |
| Location | Webinar |
| Region | Americas |
Details
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
• Better understand how the balance sheet impacts repayment risk.
• Identify external factors unique to each borrower that can impact sustainable cash flow.
• Identify secondary and other alternative sources of repayment.
• Stress test the borrower’s repayment ability under different scenarios.
• Appreciate the best usage of short-term and bridge loans, including their unique risks.
• Understand how loan structure impacts repayment.
Assessing repayment ability is far more than just calculating debt service coverage. Do you understand the impact a borrower’s balance sheet can have on cash and know the red flags watch? In addition, this webinar will cover external factors that can impact a borrower’s ability to maintain cash flow, including a section on stress testing to help assess repayment risk.
In addition, this training will address short-term and bridge loans. Although done infrequently, they can cause significant losses if not underwritten and managed appropriately. Regardless of loan purpose, a poorly structured loan can mask repayment problems and collateral coverage and is often a characteristic of charged-off loans.
Who should attend?
This informative session is designed for commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan committee members, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and auditors.
Take-away toolkit:
• Checklist of balance sheet analysis to be completed.
• Alternative repayment decision tree.
• List of external resources for assessing potential impact on your borrower.
• Checklist of short-term and bridge loan considerations.
• Employee training log.
• Interactive quiz.
• PDF of slides and speaker’s contact info for follow-up questions.
• Attendance certificate provided to self-report CE credits.
Speakers
2023 Speakers
PRESENTOR:
Robert L. Viering
Banking experience, RiverPointUSA