Mon Jan 31 MST (in 7 days)
In your timezone (EST): Mon Jan 31 9:55am - Mon Jan 31 11:00am
Key Ratio Analysis: Calculating & Interpreting the Numbers Correctly!
Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner? Attend this proactive webinar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client. Upon completion of this webinar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals. The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models. Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis. Have a calculator/laptop with Excel available during the webinar.
• Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
• Discuss “negotiating” with other financial professionals using the ratios
• Review the Z-score and sustainable growth models
• Case analyses: Applying the concepts!
Commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, and business development officers.
David L. Osburn
Founder, Osburn & Associates, LLC