Commercial Lending: Risks, Rewards, Controls & Common Mistakes 2024 | Community Bankers Webinar Network | 24 July 2024 | Webinar

With each loan, there is only one chance to make a good or bad lending decision – or face the time-consuming and costly consequences.

This webinar will remind lenders of their role as arbiters of risk in supporting the economy while making safe and sound loans in compliance with regulatory requirements. Join us for a discussion of this event made when underwriting commercial loans.

After This Webinar You’ll Be Able To:
• Know the nine steps in the commercial lending process financial institutions should follow to obtain the desired type of borrower
• Understand the unique risks involved in commercial lending not found in other forms of lending
• Explain the significance of commercial lending and how it can benefit all financial institutions
• Ascertain the impact of commercial lending on the national, state, and local economies and why regulators encourage financial institutions to support individuals and small companies
• Avoid common mistakes lenders make during the underwriting and decision-making processes of commercial loans

Interest and fee income from commercial loans represent the primary source of revenue for all financial institutions. Therefore, thorough credit analysis is paramount before commercial loan decisions are made. Commercial lending is also one of the primary reasons financial institutions exist. The continued flow of capital from financial institutions into the economy in the form of loans drives the national and local economies. Regulators understand the importance of commercial lending and encourage institutions to support individuals and small businesses through the extension of loans to creditworthy borrowers. This is proven by the interagency guidance issued during the height of the worldwide pandemic.

Who Should Attend?
This informative session is designed for credit analysts, branch managers, consumer lenders, commercial lenders, loan review personnel, senior loan officers, senior credit officers, and credit administration personnel.

2024 Speaker

PRESENTER:

Jeffery Johnson
President & Senior Consultant, at Bankers-Insight Group