Commercial Real Estate Lending Seminar 2023 | Independent Community Bankers of America (ICBA) | 13 June 2023 | Virtual

Real estate lending is often the most difficult type of lending to do correctly. There are numerous challenges in financing real estate, not the least of which is understanding the various types of real estate and the embedded risk. This seminar walks through underwriting and structure of construction financing, investment real estate, owner occupied real estate, multifamily, residential development, as well as specialty use.

Participants will review in detail, the new construction process, title work, appraisals, environment reports, draw requests, and early warning signs of trouble in your project or borrower.

Learning Objectives:

• Introduction to various real estate types and the risk they carry.
• Understanding the financial information that borrowers provide as well as the various documents that you are required to have to completely review the project.
• How to develop an organized process to correctly stage the underwriting, analysis and receipt of title work, appraisal, and other documents needed to successfully complete the financing.
• How to build the right financing structure to mitigate and balance the risk between the borrower and the bank.
• Real estate lending pitfalls to avoid.
• How to manage the draw process in new construction.
• Understand the proper structure and control of land development projects.
• Become familiar with the various ownership structures that you will see in real estate ventures.
• Exposure to early warning signs that the cash generating real estate may be in trouble.

Who should attend: All community bank personnel with commercial lending responsibilities
Prerequisites: Basic knowledge of credit issues
Advanced Preparation: None
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Internet Based
CPE Credit Hours: 9

2023 Speakers

INSTRUCTOR:

Brad Stevens
President, Stevens Risk Management LLC