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Event Date Thu Dec 13 EST (almost 3 years ago)
Region All
Details

Whenever a loan requires a joint signer, or a joint signer is offered, federal regulation impacts the process. Every joint signer has rights under the regulations – in some cases covered by the Equal Credit Opportunity Act (Regulation B), and in some cases covered by Truth in Lending (Regulation Z). This webinar discusses the rights that the signer has, and the obligations imposed on financial institutions to protect those rights. This is a portion of the fair lending environment, and errors regarding joint signers have the possibility of impacting the institution in many ways – virtually all of them, negative. The presentation will not cover the legal requirements or other issues that are specific to state law.

Topics:
• The definitions that impact lending situations with joints signers
• Joint signers’ rights and responsibilities
• Specific notifications requirements
• Rights under rescission rules
• General rules regarding collections
• Take-Away Toolkit

Speakers

2018 Speaker

Bill Elliott
Senior Compliance Consultant & Manager, Young & Associates, Inc.

Sponsors & Partners

2018 Sponsors

• Indiana Bankers Association
• Financial Ed