TIB The Independent BankersBank, N.A.
TIB The Independent BankersBank, N.A., 11701 Luna Rd #6026, Farmers Branch, TX 75234, USA

What is Qwoted?

Qwoted is a free expert network: we help reporters connect with experts & we help those same experts build relationships with top reporters.

Event Date Wed Jan 19 EST - Thu Jan 20 EST (3 days ago)
Location TIB The Independent BankersBank, N.A.
11701 Luna Rd #6026, Farmers Branch, TX 75234, USA
Region Americas

Develop a better understanding of the operating, investing and financing cash flows of a business and how they impact loan repayment. Whether you are new to financial analysis, or even if you are looking for a refresher, this program provides the information you need. It is also highly recommended for bankers preparing to attend a formal lending school. Bring your calculator and pencil! Highlights include:

Financial Statement Analysis
• Introduction to financial statements and the three methods of accounting
• How business financial statements and tax returns are constructed (accounting refresher)
• More on accrual accounting used by larger businesses
• Ratio analysis

Cash Flow Analysis
• Why you need more than traditional ratios and cash flow as net income + depreciation + interest expense
• Building, understanding and using the banker-based UCA cash flow model


2021 Presenter

Richard Hamm
Training Bankers, ABA