North Scotland Regional Conference Q4 2019 | Personal Finance Society | 3 December 2019 | `, 161 Springfield Rd, Aberdeen AB15 7AQ, UK

The Personal Finance Society’s quarterly regional conferences offer members a full day of topical, insightful and business relevant CPD, delivered by leading subject specialists.

Attendance also offers the opportunity to network and share good practice with your professional peers, local to where you live and/or work.

There will be updates on research, new developments and initiatives from the Society and your local PFS regional committee will be happy to share information about member services, qualifications and pro bono initiatives.

Join the conversation on twitter and be sure to register now to secure your free place at this event.

2019 Speakers

Scott Abrahams
Senior Vice President Business Development & FinTech, UK and Ireland

Janet Adams
Head of Risk and Controls, Head of AI, Business Banking

Daniel Lanyon
Managing Editor

Ed Adshead-Grant
General Manager & Director of Payments

Murali Akella
Head of Banks

Abhijit Akerkar
Head of Applied Sciences, Business Integration

Cristina Alba-Ochoa
Chief Financial Officer

Alexander Ali
Director

Caroline Ambrose
Director, Open Banking Implementation

Richard Ambrose
CEO

Alexey Anatskiy
EMEA Lead

Joacim Andersson
Advisor

Søren Rode Andreasen
Chief Digital Officer

Alma Angotti
Managing Director and Co-Head of the Global Investigations & Compliance

Julie Armstrong
Chief Commercial Officer

Chris Aruliah
Head of Banking Relations

Biju Suresh Babu
Lead, Open Banking & PSD2

De Quincey Bailey
Investigation Officer

Matthieu Barral
Senior Vice President Commercial Europe

Cathy Barrera
Partner and Founding Economist

Paddy Beagan
Head of Sales

Matt Bence
Head of Compliance

Jeremy Berger
Chief Operating Officer & Co-Founder

Shachar Bialick
CEO & Founder

Dave Birch
Director

Catherine Birkett
Chief Financial Officer

Nicki Bisgaard
CEO

Anne Boden
CEO and Founder

Matt Bolton
Product Manager

Magdalena Borowik
Fintech Advisor to the Chairman

Thomas Borrel
CPO

Adam Bouqdib
Chief Technology Officer & Co-Founder

Karen Bradbury
FS Sector Lead

Jamie Broadbent
Head of Digital & Innovation

Anette Broloes
Research Lead

John Bryant
CTO

Tim Burton
Director, EMEA

Jacques Caers
Head of Sales - Financial Markets

Niall Cameron
Global Head of Corporate and Institutional Digital

Diana Carrasco
Group Head of Risk, Digital Channels

Megan Caywood
Global Head of Digital Strategy

Sam Chadwick
Head of the Distributed Ledger Technology Center of Excellence Chief Digital Office

Clifford Chau
Business Director

Jacqueline Chilton
Vice President Payments

Susanne Chishti
CEO

Wallace Chow
Business Development Director

Andrew Churchill
Security Consultant
Paul Clark Paul Clark
Chief Technology Officer

Paul Cobban
Chief Data and Transformation Officer

Frances Coppola
Mike Cowen
Head of Digital Payments for the UK, Ireland, Nordics and Baltics

Tony Craddock
Director General

Cameron Craig
Deputy General Counsel, Group Head of Data Privacy and Digital

Ben Cukier
Managing Partner

Joan Cuko Joan Cuko
Mobile Payments Business Analyst

Freddie Cunningham
Head of EMEA

Michele Curtoni
VP Digital Product Development & DLT

Keiron Dalton
Mobile Identity Strategy Lead

Alessio Damonti
Head of Online & Omnichannel Commerce

Rahul Das Rahul Das
Head of Payments

Bijna Dasani
Head of Architecture and Innovation

Ben Davey
CEO

Adam Davis
Head of Delivery

Mariana Aires de Abreu
Head of Compliance and Legal

Charles Delingpole
CEO & Founder

Dean Demellweek
CIB Digital Transformation Leader & Blockchain Evangelist

Thierry Derungs
Chief Digital Officer

Giles Desforges
Chief Revenue Officer

John Detrixhe
Future of Finance Reporter

Eleni Digalaki
Senior Research Analyst

Damien Dion
Director, Business Development Payments & Partnerships

Simon Dix Simon Dix
CEO & Founder

Ivan Dovica
Chief Operating Officer & Co-Founder

Kosta Du Kosta Du
Chief Business Development Officer

Kristy Duncan
CEO & Founder

Catherine Durkin
Head of UK FinTech and Travel

John Dyer John Dyer
Senior Account Director

Sally Eaves
Member

Alexis Eggermont
Co-Founder

Mahmoud El-Azzeh
Head of Product – Payments

Oke Eleazu
Chief Operating Officer

Elena Emelyanova
Senior Payments Manager

Adriana Ennab
Director, Public Policy

Helène Erftemeijer
KYC Markets Leader

Sam Everington
Head of Engineering for Apps & APIs

Polina Evstifeeva
Head of Regulatory Strategy, New Ventures

Kim Faura Kim Faura
Chief Commercial Officer

Josh Fernandes
Head of Open Banking

Errol Finkelstein
CEO

Steve Fletcher
Head of Data Services

Peter Fokes
Head of Regulatory Transformation and Market Initiatives

Sarah Francis
Payments and AML, Fraud Prevention Consultant

Salla Franzén
Group Chief Data Scientist

Lisa Frazier
EVP, Head of Innovation

Charles Gaddy
Co-Founder & Chief Product Officer

Johnathan Galea
Managing Director

Louise Garratt
Senior Payments Manager

Richard Gendal Brown
CTO

Dr Edward George
Independent
Chloé Giard
Investment Director

Mariano Giralt
Managing Director, Global Head of Tax & Regulatory, EMEA Digital Lead

Dr Leda Glyptis
CEO

Tanvi Gokhale
Director of Segmentation, Retail

Mariana Gomez de la Villa
Distributed Ledger Technology Program Director

Christophe Gouelo
Head of RegTech Consulting - CIB Change Management

Jean-Stephane Gourévitch
CEO and Founder
Ivan Gowan
CEO

Paul Grabham
R&D Tax Specialist: Technology

Steve Green
Head of Central Data Services

Eoin Green
Chief Technology Officer

Robin Green
Digital Markets Innovation

Poppy Gustafsson
Co-CEO

Finbar Hage
Head of Data, AI & Analytics Digital Transformation Office

Sarah Häger
Head of Open Banking Community

Dorthe Håhr Dupont
Head of Nordea Ventures, Deputy Group Digital

Alex Hamilton
Deputy Editor

Tom Hansen
Global Lead Digital Products & Services

Oli Harris
Head of Crypto-Assets Strategy and Quorum

Ken Hart
CEO and Founder

Tomas Hazleton
Chief Risk & Compliance Officer and MLRO

Aubrey HB
Director, Advanced Analytics

Jean-François Heering
CEO

Mark Hipperson
Founder and CEO

Sarah Hollinshead
Group Head of Content & Editor of Global Banker

Paul Horlock
CEO

Ashley Hubbard
eCommerce Manager

Kim Humborstad
Chief Growth Officer & Founder

Sean Hunter
Chief Innovation Officer

Emma Huntington
Director, Innovation and Ventures

Travis Jarae
CEO

Angela Johnson
Head of Cloud Security, Risk and Compliance

Meaghan Johnson
Founder

Steve Jones
CEO & Founder

Henna Karna
Chief Data Officer and MD

Tom Kegode
Senior Innovation Culture & Capability Lead, Group Transformation

Lory Kehoe
Managing Director

Michael Kempe
Chief Operating Officer

Kara Kennedy
Custody Product Manager, Director

Eli Daniel Keren
CEO & Founder

Nick Kerigan
Managing Director - Future Payments

Karen Kerrigan
Chief Operating Officer

Zahra Khani
CEO

Sharon Kimathi
Editor

Russ Kliman
Group Leader SEI Ventures

Jiri Kobelka
CEO & Co-Founder

Sarah Kocianski
Head of Research

Bob Koster
Commercial Director

Valentina Kristensen
Director of Growth & Communications

Magdalena Krön
Global Head of Rise

Marta Krupinska
Head of Google for Startups, UK

Sushil Kuner
Principal Associate

Ryan Lackey
Chief Security Officer

Xavier Laurent
Blockchain Community Leader

Jor Law Jor Law
Co Founder

Duncan Lawie
Group CTO Strategy and Architecture, DBaaS Architecture and DevOps

Chris Lawlor
Co Founder and Head of Strategy

Daniel Lee
Group Product Owner - Payments

Benoît Legrand
Chief Innovation Officer

Alexandre Lemarchand
VP Global Sales

Stephen Lemon
Vice President of Corporate Development & Co-Founder

Jay Leung
Chief Operating Officer & Co-Founder

Billy Leung
Director

Rob Lincolne
CEO & Founder

Rebecca Linehan
Business Development Manager

Max Liu Max Liu
CEO & Co Founder

Johan Lorenzen
VP Digitalization and Innovation

William Lovell
Head of Future Technology

Lotta Lovén
Head of Digital Banking

Daniel Lowther
Head of FinTech

Alastair Lukies CBE
Founder & CEO, Pollinate Chair, Fintech Alliance Prime Minister's Business Council

Dana Lunberry
Digital Strategist for Inclusive Finance
Anthony Macey
Director of Emerging Technology

Ewan MacLeod
Chief Digital Officer

Anna Maj Anna Maj
Ambassador

Tayyaba Malik
Head of eCommerce

Fung Man
Lead, Smart Mobile Solutions

Becky Mariott
VP, Risk & Compliance / MLRO

Laurent Marochini
Head of Innovation

Ed Maslaveckas
CEO

Luke Massie
CEO & Founder

James Maudslay
Senior Manager, Financial Services & Insurance

Des McDaid
Managing Director

David McHenry
Managing Director - Head of Global Treasury & Payments Advisory - EMEA

Kieran McHugh
Team Lead, Open Banking

Adam McMurchie
Chief Security Office - DevOps Lead

Timo Meyer
Market Expansion Lead

Samyr Mezzour
Head of Innovation Garage

Alex Mifsud
CEO

Demetrio Migliorati
Director | Innovation - Head of Blockchain

Aidan Millar
Chief Data Officer

Dharmesh Mistry
Former Chief Digital Officer

Adrian Mizzi
Chief Technology Officer & Co-Founder

Stephen Moffatt
Head of Payments and Commissions

Devie Mohan
CEO

Chris Moore
Chief Platform Officer

Kevin Mountford
CEO

Tim Mueller
Managing Director, Global Investigations & Compliance

Leon Muis
Chief Business Officer

Mark Mullen
CEO and Co Founder

Raj Muppala
CEO

Nichole Mustard
CRO and Co Founder

Cynthia Nadal
MD – Head of FinTech

Brooke Navarro
Head of Business Development and Capital Markets

Patrick O'Meara
Chairman and CEO

Bernardo Oliveira
Fintech Advisor

Kerem Ozelli
Founder and Creative Director

Roland Palmer
Head of Europe

Angelie Panteli
Chief Financial Officer

Diana Paredes
CEO & Co-Founder

David Parker
Director

Maria Parpou
Chief Product & Commercial Officer - Commercial Payments

Martin Parry
Senior Product Manager

Bhairav Patel
CEO

Shoayb Patel
Founder

Meirav Peled
Payment Partnership Director, EU & APAC

Konstantin Peric
Deputy Director, Financial Services for the Poor

James Philip
President

Richard Phipps
Senior Project & Delivery Lead

Anne Pieckielon
CEO

Gary Pine
Chief Product & Marketing Officer

Pedro Pintho Coelho
Executive Chairman

Anna Porra
Commercial Strategy Director - Commercial Payments

Eugene Pratasenia
Founder and Managing Partner

Omer Priel
Vice President Business Development & Co-Founder

Oliver Prill
CEO

Iona Pullar
Mobile Product Owner - Payments

Ollie Purdue
Chief Product Officer

David Putts
Chief Growth Officer

Fahd Rachidy
Founder and CEO

Sohail Raja
UK Chief Digital Officer

Simon Rand
CEO

Harriet Rees
Head of Data Science

Roman Regelman
Senior Executive Vice President, Head of Digital

Tim Richards
Principal Consultant

James Richardson
Head of Market Development Risk and Fraud

Gary Robinson
CEO & Founder

Adam Rogas
CEO

Dotun Rominiyi
Blockchain Strategy, Emerging Technologies

Shefali Roy
Chief Operating Officer & Chief Compliance Officer

Carolin Runnquist
Chief Product Officer, Corporate & Cash Management

Gonçalo Santos
Head of Digital Platforms

Chris Sargent
CEO & Co-Founder

Matthew Sattler
Director of Data Science & Business Development, Data Analytics

Julian Sawyer
Chief Operating Officer

David Schmitz
Head of Legal Developments

Steve Scott
Chief Digital Officer

David Scott Turner
Chief Technology Officer & Co-Founder

Angel Serrano
Head of Data Science

Tom Shave
Partner

Tomasz Sienicki
Blockchain Strategy Lead

Jay Singer Jay Singer
Senior Vice President, Global Small Business Segment

Suren Siva
Director - Strategy & Innovation

Malgorzata Skowronska
Compliance Manager

Victor Skrylev
VP of Products

Ross Sleight
Chief Strategy Officer

Georgie Smallwood
Chief Product Officer

James Smith
CEO

Kevin Smith
Head of Product and Technology

Peter Smith
Global Head of Industry Policy Liaison

Andrew Smith
Chief Technology Officer

Adrian Smyth
Head of Innovation

Ville Sointu
VP Emerging Technology

Elvina Soogun
Account Director, Deputy Head of Fintech

Patrick South
Vice President of Development

Gaye Soykok
Captain of Innovation
Andrew Speers
Director, Product and Innovation

Martin Stead
CEO

Andrew Storey
Propositions Director

Ioana Surpateanu
Co-Head of European Government Affairs

Sarel Tal
Vice President EMEA

Rico Tang
CEO & Co-Founder

Mekebeb Tesfaye
Research Associate

Nikhil Thakur
CFO, General Manager Europe

Dmitry Tokarev
CEO

Cem Tonguç
Product Management - Payments

Mukund Umalkar
Head of RegTech Partnerships

Suresh Vaghjiani
CEO & Co-Founder

Daan van den Eshof
Product Manager Rabo eBusiness

Thomas Van Maele
CEO & Co-Founder

Nick Varnitski
CEO & Founder

Gilbert Verdian
CEO and Founder

Natasha Vernier
Head of Financial Crime

Arne Vidar Haug
Chief Strategy Officer and Co-Founder

Vasant Viswanathan
VP Product Manager, Blockchain and Digital Assets

Rajesh Vohra
Director

Andrew Vorster
Innovation Catalyst

Rich Wagner
CEO

Richard Wakefield
Head of International Business Development

Nick Wakefield
Managing Director

Dave Wallace
Former Global CEO

Colin Ware
Regulatory Product Manager

Sonia Wedrychowicz
Digital Transformation Practitioner and Thought Leader
Steve Weiner
Senior Lead Product Manager

Swen Werner
Managing Director, Digital Product Development and Innovation

Sebastian Weyer
CEO

Caitriona Whelan
Managing Director Legal & Compliance Executive

Sarah Whipp
Chief Marketing Officer

Ivar Wiersma
Head of Ecosystem & Venture Development

Kamila Wincenciak
FinTech Partnership Director

Catherine Wines
Co-Founder

Rael Winters
Product Manager

Wincie Wong
Head of Rose Review Implementation

Isabel Woodford
Fintech Journalist

Anthony Woolley
MD, Chief Innovation Officer UK

Eric Wu
Head of Compliance Technology

Chris Wysopal
Chief Technology Officer & Co-Founder

Billie Xu
Emerging Technology Analyst

On Yavin
Founder and CEO

Angela Yore
Managing Director & Co-Founder

Krystian Zajac
CEO & Founder

Mohamad Zaraket
EMEA Digital Lead

Vicky Zhang
Innovation Lead, Enterprise Solutions

Dan Zinkin
Managing Director Global Investment & Digital Investment Banking Head of Technology

Stephen Marshall
Co-Head Digital Business Development

Sam Dunford Baker
Chief of Staff & Head of Strategy
Marek Wawro Marek Wawro
CTO

Innocent Kawooya
CEO & Co-Founder

Dan Kleinbaum
Entrepreneur-in-Residence

2019 Sponsors

EXHIBITOR:
• 4Stop
• 11:FS
• ACA
• Alchemy
• allpay cards
• APPLAUSE
• Banking Circle
• BrightBridge Solutions Ltd
• Bright Inventions
• Bud
• Burgopak
• Chetu
• Comparison Creator
• Confused.com
• Credas Technologies Ltd.
• Crypto Curry Club
• Datainvision
• DevOpsGroup
• FinTech Alliance
• FinTech Compliance
• FinTech North
• fintus
• Form3
• Forter Ltd
• Fresh Source Digital
• GeigerBTC
• Global Trade Review
• Hero Labs
• IDnow
• Indus Net Technologies
• iO Associates
• ipaytotal
• Kogan Page
• kompany
• LA PARISIENNE ASSURANCES
• London Internet Exchange (LINX)
• March Consultants
• Mendix
• Nivo
• Pannovate
• Peer2Peer Finance News
• Real Time Consultants
• Reblaze
• Rise, created by Barclays
• RiskSave
• SkyParlour
• The Emerging Payments Association
•The Fintech Times
• The Fintech Times
• ThousandEyes
• Transact Payments Ltd
• TransferMate Global Payments
• trimplement GmbH
• viacash
• Vizolution Limited
• W2
• WhosOn Live Chat & AI
• Workthere
• Zapaygo

START UP:
• 300Brains
• Accountable
• AGEifyAInfinity
• Assetonchain Technology Limited
• Automated Intelligence
• Avrium
• Bambu
• Bit4you
• CASHO
• CKEditor 5
• ClauseMatch
• Codat Ltd
• Currencycloud
• CYGNETISE
• Datactics
• Dateio
• Derisk360
• DX Compliance Solutions
• EedenBull
• Enyk Limited
•Firmalyzer
• Fortu Wealth
• fscom
• FStech
• Halff
• Harmoney
• hub.brussels
• ID-Pal
• Identiq
• IMburse
• JBI Training
• Jedies Advance Technology Limited
• Kani
• kompany
•Lightyear
• Modulr
• mParsec
• Mynt
• Nethone
• Neueda
• OKTO.PAY
• PayDock
• PayMob
• Quantum Data Technologies`
• RDvault
• ReceiptHero
• Regtics
• Repay Solutions
• Statice
• Tatum Limited
• Uleska
• Vadis Technologies
• Viva IT Ltd
• Vox Financial Partners
• Weavr
• WESocial

SUPPORTING PARTNER:
• Bahrain Economic Development Board
• Hong Kong Science & Technology Parks
• hub.brussels
• Invest in Nottingham
• Invest Northern Ireland
• The Fintech Power 50
• Toronto Finance International
• WALES

SILVER:
• ABAKA Holdings Ltd
• Bitstamp
• ConsenSys
• EMQ
• Global Data Consortium
• Inveniam Capital Partners
• Jumio
• NS8
• OpenFin
• Polymath
• Signicat
• Symbiont
• tZERO
• Yolt Technology Services

BRONZE:
• Armada Labs LLC
• Billon Group
• Choose Paris Region
• Coconut Software
• Copper.co
• Enyk Limited
• Fiorano Software
• Google Cloud
• Gowling WLG
• Guardsquare
• Katipult
• KNØX
• Ledger Vault
• Options Technology
• Owlin
• PureFacts
• randd uk
• RiskSave
• Vesta
• We.trade Innovation
• Wirecard

STAND Meeting Hub:
• Boss Insights

LEAD PAYTECH PARTNER:
• Bottomline

GOLD:
• ChartIQ
• d:code:it
• Darktrace
• EValue
• Guidehouse
• Katipult
• KNØX
• Ledger Vault
• Mastercard
• Quant Network
• R3
• Rapyd
• Riskified
• Somo
• Tribe Payments
• Veracode
• Virtusa

SPEAKER & MERCHANT LOUNGE SPONSOR:
• Checkout.com

NETWORKING @ CHILL & CHARGE SPONSOR:
• Cyxtera

SILVER, FOUNDERS FORUM:
• FICO
• Link Group

OFFICIAL TECHNOLOGY PARTNER:
• Giant iTab

SHOWMAP PARTNER:
• Google Maps Platform

STAND: B4:
• Hello Soda

LEAD LAUNCHPAD PARTNER:
• Phrontier
• Serrala

STAND: G31:
• Savills

STAND: F70:
• Serrala

FOUNDERS FORUM PARTNER:
• SkyParlour

NETWORKING @ CHILL & CHARGE SPONSOR:
• SENSEFORTH.AI

REGISTRATION SPONSOR:
• Temenos

LEAD BLOCKCHAIN:
• Tezos