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Event Date Tue Feb 22 EST - Wed Feb 23 EST (in 29 days)
Location Virtual
Region Americas

ProBank Austin is pleased to offer an in-depth and concentrated approach to Lending Compliance Regulations that center around provisions that are the most prevalent and concerning to financial institutions – for both consumer and commercial loans.

Institutions are subject to a myriad of laws and regulations, sometimes straightforward but often complex and confusing. Given that employees do not have an unlimited amount of time to learn about these rules, it’s important that training cover enough fundamental requirements, especially disclosures, in order for employees to have a better understanding of what they’re supposed to be doing and why they’re doing it.

This seminar is for those that are constrained with their time, but still need to review rules and disclosures that are commonly required. We will provide a focused examination of federal laws and regulations that are central to our daily compliance requirements.

Day One;

Equal Credit Opportunity Act:
• Definitions.
• Signatures.
• Notification/Adverse Actions.
• Appraisal.
• GMI.

Fair Credit Reporting Act:
• Permissible Purpose.
• Disclosures.

Truth-in-lending Act:
• Coverage.
• Closed-end and Open-end Disclosures.
• Right of Rescission.

Day Two;

Truth-in-lending Act, Continued:
• Ability to Repay and Qualified Mortgages.
• Hpmls.

Real Estate Settlement Procedures Act:
• Disclosures.
• Escrow.
• Force-placement.

Flood Disaster Protection Act:
• Determination.
• Notice.
• Amount Required.
• Escrow.

Military Lending Act:
• Coverage.
• Identification.
• Overview of Rules.

This Program Is Suitable for All Personnel Involved in the Lending Process – Compliance Officers, Auditors, Loan Officers, Loan Processors, Mortgage Brokers, Closing Staff/ Settlement Agents – Who Will Find the Targeted Approach of the Seminar Helpful in Learning About and Reviewing Key Requirement


2022 Presenter

Anetria Cohen
Vice President, ProBank Austin