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Event Date Mon Apr 26 EDT (over 1 year ago)
Location Virtual
Region Americas

A three-hour remote seminar covering lending compliance as it relates to Home Equity Lines of Credit (HELOCs).

Institutions often focus their compliance efforts on mortgage loans, which is understandable given their complexity and the sheer number of changes that affected them these past few years. Though, open-end consumer loans secured by a dwelling (home equity lines of credit or HELOCs) also can be an integral part of financial institutions’ loan portfolios. Although they may be seen as “simpler”, HELOCs present their own unique questions and challenges and it is important that financial institutions review their obligations regarding HELOCs in addition to those regarding closed-end transactions.

This three-hour remote seminar will provide an in-depth review of lending compliance as it relates to HELOCs – the differences between HELOCs and closed-end credit, various disclosures and other requirements specific to HELOCs, and how HELOCs are treated under general compliance rules.

Here Is What You Will Learn:
• What HELOCs are and their limitations
• Origination requirements under TILA/Regulation Z
- At Application disclosures
- Account-Opening disclosures
- Right of rescission
• Origination requirements under other rules – (e.g., RESPA and High Cost; ECOA; UDAP/UDAAP; FCRA)
• Servicing Requirements
- Periodic Servicing Statement options
- Billing error resolution
• A review of the HELOC advertising rules
• Interagency Statement on HELOCs and End-of-Draw Periods

Who Should Attend?
This informative seminar is designed for compliance officers, compliance staff, loan processors, and auditors who must understand this important issue. Loan officers and those with compliance management or training responsibilities will also benefit from this valuable seminar.


2021 Speaker


Anetria Cohen
Vice President, ProBank Austin

Sponsors & Partners

2021 Partners

• Utah Bankers Association
• NC Bankers
• Montana Bankers Association
• Indiana Credit Union League
• IOWA Bankers Association
• Community Bankers Association of Georgia
• West Virginia Bankers Association
• PA Bankers Association
• Maryland Bankers Association
• Louisiana Bankers Association
• Independent Bankers of Colorado
• Oregon Bankers Association
• Kentucky Bankers Association
• Washington Bankers Association
• Virginia Bankers Association
• Tennessee Bankers Association
• Michigan Bankers Association
• Idaho Bankers Association
• Indiana Bankers Association
• Ohio Bankers League
• South Carolina Bankers Association
• NC Bankers Association
• Oklahoma Bankers Association