ProBank Mastering HMDA 2020 - Illinois (B) | ProBank Austin | 6 May 2020 | Hampton Inn & Suites, 1305 Keller Dr. Effingham, IL 62401 USA

A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s (CFPB’s) Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance.

Learn how HMDA has changed at the beginning of 2018 - and continues to change with the law passed in May 2018 that affects institutions’ reporting requirements! Hear how the changes and implementation phases have impacted the institutions and transactions covered; the information required to be collected and recorded; and the processes for reporting and disclosing that data. Also hear about the CFPB’s interpretation of the amendments to HMDA by the Economic Growth, Regulatory Relief, and Consumer Protection Act that became law May 24, 2018, and how your institution may have partial exemptions!

HMDA poses challenges to both novice and experienced reporters. With increased regulatory scrutiny of HMDA data for fair lending purposes and the potential penalties associated with technical errors, it is crucial for an institution’s HMDA data gathering and reporting process to be precise.

This Mastering HMDA seminar provides a comprehensive discussion of the regulation and explanations of common errors and violations and reviews the continuing changes that have occurred. Throughout the presentation, the instructor discusses guidance published by the regulators and questions received from ProBank’s call-in service. The seminar provides the attendee the opportunity to get practical answers to their recurring questions.

Here is what you will Learn:
• Coverage, Exemptions and Key Definitions Associated with HMDA
• "What Information Goes Where" on the Loan Application Register
• Proper Lobby Notices and Requirements for Making HMDA Data Available to the Public
• Important Guidance and Other Tools Available from the FFIEC and CFPB
• Why and How HMDA Data is Used During the Fair Lending Review Process
• Common Challenges Associated with HMDA, Including, Understanding the Definition of Refinance or Temporary Financing, and the Difference Between the Rate Spread and HOEPA Calculations
• Review New Loan-Volume Thresholds
• Clarify Excluded Transactions
• Clarify Key Terms
• Clarify Collection of Race and Ethnicity Information
• Partial Exemptions

Who should attend?
Anyone involved in HMDA data collection and/or reporting will benefit from this program. Loan processors, trainers, compliance officers, and auditors will also find this seminar to be informative.

2020 Speaker

David Luken
Vice President, ProBank Austin

2020 Partners

• Utah Bankers Association
• North Carolina Bankers Association
• Montana Bankers Association
• Indiana Credit Union League
• Iowa Bankers Association
• Community Bankers Association of Georgia
• West Virginia Bankers Association
• Independent Bankers Association of Texas
• Pennsylvania Bankers Association
• Community Bankers Association of Oklahoma
• Tri State League of Financial Institutions
• New York Bankers Association
• Maryland Bankers Association
• Louisiana Bankers Association
• Independent Bankers of Colorado
• Oregon Bankers Association
• Kentucky Bankers Association
• Washington Bankers Association
• Virginia Bankers Association
• Tennessee Bankers Association
• Michigan Bankers Association
• New Hampshire Bankers Association
• Idaho Bankers Association
• Bank Compliance Association of Connecticut
• Indiana Bankers Association
• Ohio Bankers League