Wed Mar 3 AST (8 months ago)
In your timezone (EDT): Wed Mar 3 2:00am - Wed Mar 3 3:30am
Before approving any business loan request, a lender should be convinced of the business applicant’s ability (through cashflow) to service debt. If a business is not successful in generating enough cashflow to do this, however, a lender may need to rely on either personal guarantees or the security pledged as collateral in order to be repaid. This webinar will explore these three means of getting repaid and identify the challenges that lenders face in each scenario.
• Cashflow: What it is and how to measure it
• Collateral coverage
• How to value collateral
• Personal financial statements: What they tell us (and don’t tell us) about a borrower
• Personal guarantees: When they are useful and how to leverage them
Who Should Attend?
This webinar is beneficial for credit analysts, loan officers, branch managers and loan committee members.