Venue
Virtual

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Event Date Mon Feb 1 EST - Fri Feb 5 EST (almost 4 years ago)
Location Virtual
Region All
Details

Now offered as a virtual course, taking place in a virtual classroom setting via Adobe Connect, Structuring Commercial Loans I teaches participants the fundamental principles behind structuring commercial or corporate loans, including seasonal, working capital, term debt, and a review of loan covenants in a loan agreement. The proper loan structure ensures the best chance of repayment from cash flow or from the liquidation of assets. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

Objectives:
Participants of Structuring Commercial Loans I will gain an understanding of and be able to deploy the following:
• Four keys to loan structuring
• Purpose and objectives of loan covenants
• Seasonal borrowing needs, repayment sources, and related risks
• Permanent working capital borrowing needs, repayment sources, and related risks
• Long-term borrowing needs, repayment sources, and related risks
• How to formulate a loan structure, including consideration of collateral to minimize risk

Structuring Commercial Loans I is designed for lenders or those that supervise others in the commercial lending function. Participants are expected to have a thorough knowledge of financial accounting, traditional financial statement analysis, and cash flow analysis.