RMA Structuring Commercial Loans II 2021 | Risk Management Association (RMA) | 22 February 2021 | Virtual Events

Now offered as a virtual course, taking place in a virtual classroom setting, Structuring Commercial Loans II is designed to teach financial professionals the principles behind structuring seasonal, working capital, and term debt. In addition to the topic covered in Structuring Commercial Loans I, this program adds a complex financing transaction in which the holding company’s management group is purchasing the company. This course consists of the following aspects of structuring commercial loans: examining the role of capital structure in structuring the transaction; analyzing and structuring transactions using both permanent working capital and term loans; analyzing and structuring an acquisition transaction; and analyzing a bridge loan facility.

Through a mix of discussion, small group activities, and case studies, participants are better prepared to apply the content learned when they return to their jobs.

Objectives:
Upon completion of Structuring Commercial Loans II, participants will be able to:
• Analyze the business needs that give rise to long-term financing.
• Develop the loan and capital structures consistent with the assets being financed.
• Design and implement appropriate covenant structures to ensure the best chance of servicing and repayment of debt.

Structuring Commercial Loans II is designed for individuals who manage relationships with commercial or corporate clients. Participants are expected to have a thorough knowledge of financial accounting, traditional financial statement analysis, and cash flow analysis.