Compare two people trying to get an edge in life after starting with debt. John focuses on small wins: removing little costs wherever possible. He sets up a budget. He cuts back on his daily lattes. He doesn't buy new clothes. He doesn't go out much. Chris focuses on big wins: a few things he can do once that will pay him back forever. He negotiates multiple salary increases, including a $20,000 raise. He negotiates his rent from $2,000 per month down to $1,500 per month. What's the...