S. Scott Allums is an attorney in Alabama, and he is the owner of Allums Welsch, PC. He works with people to develop individualized actions plans that work to eliminate debt. This may include bankruptcy, mortgage loan modification or debt collection defense. He also has a YouTube channel where he publishes weekly videos which provide tips for dealing with debt and information to help educate homeowners on the new mortgage modification guidelines. For more information about Scott, please check out his website HERE or his YouTube channel.