David is the Region Manager at Envoy Mortgage. For over 25 years and using a collaborative approach, he has worked hard to develop a strong network of like-minded professionals in the Baltimore and Annapolis real estate markets who focused on providing a unique customer experience. Buying a home can be a challenging experience. David's goal is to ensure that by executing on the lending side of the process, the other professionals involved in the transaction can focus on their core competencies, providing the homeowner the best experience possible. With more than 25 years experience in every aspect of the mortgage business including a strong realtor network, new home construction financing, veteran loan programs and refinancing.
There is little point in saving $100 per month if you have $10,000 in closing costs. You need to make sure you’re working with a lender that will evaluate your entire situation and provide good, solid advice here. Keep in mind that an advertised rate is designed to generate a phone call. Not everyone gets the same rate, either. Every lender is required to provide a Loan Estimate, which should help you compare apples to apples.25 July 2022