Hans was born and raised in Peru, where he earned his professional degree in Psychology. After working in the Ministry of Education, he moved to London to earn a Master in Public Administration (MPA) at the London School of Economics and Political Science (LSE). Hans is passionate about improving the wellbeing and access to opportunities for those most underprivileged. For this, he focuses on leveraging evidence-based initiatives and behavioral sciences to generate social impact.
This method can help you get and stay out of debt.
Research shows that people consistently underestimate how much we spend on unusual or infrequent expenses, as well as the frequency at which these expenses occur. Therefore, it is helpful to categorize savings in multiple buckets, such as saving for emergencies or unexpected expenses, and for our different savings goals.