Marco Fava

Managing Director at CleverAdvice
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  • The average revenue per commercial card used to be 3-4 times higher than revenue per consumer card due to higher spend, annual fees, and most of all interchange fees. Interchange Fee Regulation capped interchange fees to low levels reducing margins on consumer cards to a fraction of what they used to be […]. Depending on spending levels, in some countries, the commercial-to-consumer revenue ratio is close to 10:1.