Mary Ballin | Source | Advisor at Private Ocean

Maybe, a client's risk tolerance is they can swing from the chandelier, but then I can show them that to reach their goals, they don't have to.

Just looking at how people handled [the crash in] 2008 is a big indicator of their risk tolerance. How did you react? Did you sell all your securities? Did you leave them alone? Or did you buy into the market and see it as a buying opportunity?