Michael Keeler | Source | President at Peak Financial Solutions

From Roth IRAs to solo 401(k)s to SEP IRAs, workers who are self-employed have options when it comes to saving for the future.

Financial advisers stress that there are several money lessons everyone in their 20s should know. For example, start saving at least 10 percent of your monthly income.

If you have received a letter from IRS saying you owe them money, read this and learn how they might owe you money instead.