Michele Hammond

Chase Private Client Home Lending Advisor at Chase Home Lending
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Michele proudly serves clients in the New York, NY area. Michele has 17 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, condo and co-op lending, and conforming loans and jumbo mortgages.

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  • Federal Housing Administration loans require only a 3.5% down payment, and they can be a good choice for cash-strapped borrowers. In addition to low down payment requirements, FHA home loans also come with low closing costs and more lenient credit requirements, so they can work for a broader range of consumers. Eligible veterans and active-duty military can also look into VA home loans, which may not require any money down. Again, 20% down is not required for a home purchase.

    13 October 2021
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  • Chase Home Lending
    Chase Private Client Home Lending Advisor