Growing up I was the kid in class that always got in trouble. I talked too much. I knew everyone, and I relished being the class clown. Then I grew up, but thankfully, I have yet to change. I am still a talker; I just know better now: I've made storytelling my living. I am the veteran of two national lobbying firms. Simply put, I made friends every day for a living. I have planned events that would make a reality TV producer blush, briefed executives and politicians about your life story in minutes, and worked on campaigns you've heard about in the news.
In some states, we may look at driving behavior, but it's not widespread yet. Most drivers are good drivers, and as a result, they generally receive a lower rate on renewal.