Sandip Nayak | Source | Chief Strategy & AI Officer at Linear Financial Technologies
Sandip Nayak
Chief Strategy & AI Officer at Linear Financial Technologies
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Bio
Sandip is the Chief Strategy and AI Officer at Linear Financial Technologies, an established fintech startup that delivers best in class credit solutions for small businesses. He is building a resilient small business portfolio using product & data driven innovations while balancing growth, profitability and customer experience for Linear’s partners.
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The $1.2 billion-asset Armed Forces uses alternative credit data such as rent, utility and telecom payments — which is unusual for a bank of its size. Alternative credit data is typically favored by lenders with $50 billion of assets or greater.
3 December 2021
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3 December 2021article
Armed Forces Bank taps alternative data to lend to new recruitsNew enlistees typically lack credit histories, so the $1.2 billion-asset lender is using other transaction data to underwrite loans. It's a common practice among large banks and fintechs but rare for a community bank.
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Linear Financial Technologies
Chief Strategy & AI Officer
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