Shmuel Shayowitz

President, Mortgage Banker, Direct Lender, Real Estate Financing & Investmets at Approved Funding
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Shmuel brings over 25 years of Mortgage and Real Estate experience in the tri-state area to Approved Funding. As a Mortgage Banker, clients experience superior service and exceptional rates based on a trusted consultative approach, with specialized mortgage certification.

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  • There are two other instances when banks may hedge rates a bit. Sometimes lenders are waiting to be sure that a lower rate will stick and not rebound immediately. That would leave the bank with a rate locked for a customer that’s lower than a now-prevailing rate. Other times it may be an effort to manage mortgage demand in order to clear a backlog of loans without adding manpower to handle additional volume.

    11 July 2021
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