Business Law Basics and Lender Liability 2021 | ICBA | 27 May 2021 | Virtual

This webinar will provide the banker with a basic framework of Business Law including the judicial process.Emphasis will be placed on how the legal system can help/harm the banker including how to avoid a lawsuit due to lender liability through maintaining both ethical behavior and effective negotiations.

A review of the stages of litigation, alternatives to litigation including arbitration and mediation, and the borrower’s business structure (from a legal perspective), will be displayed.

Learning Objectives:
• The Difference between Law and Ethics and Why It Matters from a Lender Liability Standpoint
• Negotiations and the Law
• The Judicial Process including the Stages of Litigation
• Alternatives to Litigation including Arbitration and Mediation
• The Borrower’s Business Structure and the Law
• The Nature and Characteristics of Contracts (The Promissory Note)
• Problem Loan Situations (What Happens when a “Good” Loan Turns “Bad”)
• Collections (How Hard Can You Push?)
• Overview of Banking Regulations
• Other Business Law Issues including Tort Reform and Its Impact on the Borrower
• Lender Liability and Recent Industry Trends
• Technical Aspects of Lender Liability

2021 Instructors

David Osburn
Owner, David L. Osburn & Associates, LLC