Commercial Lending School 2019 | South Carolina Bankers Association | 15 January 2019 | Courtyard by Marriott Columbia Downtown at USC, 630 Assembly St, Columbia, SC 29201, USA

This school is designed to provide the commercial lender, senior loan support officer or loan review officer with the tools required to generate and support the commercial lending function of the bank.

The class will build the skills required to support the analysis of commercial borrower’s financial statements and to support the regulatory requirements for risk management.

Relationship banking requires the modern commercial lender possess top-notch business and analytical skills.

The proper management of the commercial portfolio is one of the requirements of today’s lenders. This is in part accomplished by the proper application of the bank’s risk-rating system.

The documentation of the loans from credit memo writing to closing documents is an expected responsibility of the loan officer. The school will include, among others, the following topics:

• Current industry trends;
• Regulatory requirements;
• Review of accounting;
• Ratio analysis;
• Cash-flow analysis;
• Borrowing causes;
• Documentation requirements;
• Loan agreements (led by Matthew B. “Matt” Hill, Esq.); and
• New-business development.

2019 Speakers

David L. Kemp
President of Bankers Management, Inc., (BMI)

Matthew B. “Matt” Hill
Partner with Adams and Reese, LLP, Columbia

2019 Sponsors

• BDC-CDC