Dealing with Appraisals: Regulations and Requirements 2023 - Webinar | Iowa Bankers Association | 16 November 2023 | Virtual Event

Join as we provide in-depth details of the appraisal and valuation process, from both the lender and appraiser side of the game, to provide a thorough understanding of what is required and what you need.

Why you should attend:
• New rules and proposals around exemptions, threshold amounts, and appraisals in rural areas
• CFPB mortgage regulations under Reg Z – additional requirements for certain loan types
• Regulations and Interagency Guidelines – requirements for lenders and brokers
• Clarified independence requirements and their importance to examiners
• The many forms of appraisals and evaluations – what can you use and when? AVMs and BPOs aren’t what they used to be
• Can you accept a previous appraisal? Dealing with “readdressed” and “transferred” appraisals
• USPAP rules and standards – how do appraiser rules influence what lenders must do?
• How to achieve appraiser independence – you’ve got to prove it
• Anti-coercion and undue influence provisions of Reg Z – what can you NOT do (or say)?
• Fair lending implications of appraisals – what does the future hold?”

Who should attend:
• Real estate lenders
• Compliance officers
• Auditors
• Underwriters
• Appraisers (in-house or external)
• Closing agents
• Management