Handling Deceased Deposit Accounts 2024 | OnCourse Learning | 8 January 2024 | Webinar

When your account holder dies, many issues and questions arise. Who can have information on the account? Who owns the account? Who has access to the account? What happens with powers of attorney and authorized signers on the account? Can the spouse of the sole proprietor continue to access the account? What about that last tax refund check? Is the account still insured? Can a check be written to a funeral home? What about the checks coming in to pay the funeral expenses? Learn about checks, IRAs, deposit ownership, trusts, UTMA, affidavits of heirship, and other complex issues that can occur when an account holder is deceased.

What You'll Learn:
• Probate versus non-probate transfers
• When does the will govern and when does the signature card govern?
• What bypasses a will? PODs, IRAs, JTWROS?
• Living trusts and successor trustees
• When do we know that an account holder is deceased?
• When can we use small estate affidavits?
• What happens to powers of attorney, authorized signers, etc.
• How are IRAs, HSAs, and UTMAs affected?
• Do sole proprietorships cease at death?
• FDIC/NCUA insurance issues

2024 Speakers

Deborah Crawford
President, Gettechnical Inc.