IBA Iowa Lending Law Seminar 2022 - Johnston | Iowa Bankers Association | 12 October 2022 | Hilton Garden Inn Des Moines/Urbandale, 8600 Northpark Dr, Johnston, IA 50131, USA

• Real estate lending administrative rules.
• Iowa law regarding allowable fees, costs and restrictions for residential real estate loans in Iowa.
• Iowa consumer default procedures including fair debt collection practices laws.
• Loans to one borrower rules.
• Insider lending under Fed Reserve Reg O.
• Iowa law regarding prepayment penalties.
• Revised Iowa Consumer Credit Code Provisions.
• Right of Setoff under Iowa law.
• Loan documentation law – UCC Article 9, including:
- Fundamental procedures, terms and definitions.
- Purchase money security interests and priority.
- UCC update covering changes to individual debtor names.
- Ag liens and their relation to the Iowa UCC and enforcement issues.
- How to properly secure and perfect collateral – including collateral outside of the UCC.
• Mandatory farm mediation in Iowa.
• Compliance with Federal Food Security Act – notice to buyers of farm products.
• Lender liability in Iowa.

2022 Speakers

Bob Hartwig
Legal Counsel, Iowa Bankers Mortgage Corporation