Mastering Hmda | Lynchburg 2017 | Virginia Bankers Association | 29 November 2017 | Courtyard Marriott Lynchburg, 4640 Murray Pl, Lynchburg, VA 24502, US

A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. This seminar will also focus on the “new” data collection requirements effective in 2018.

HMDA poses challenges to both novice and experienced reporters. With increased regulatory scrutiny of HMDA data for fair lending purposes and the potential penalties associated with technical errors, it is crucial for an institution’s HMDA data gathering and reporting process to be precise.

This Mastering HMDA seminar provides a comprehensive discussion of the regulation and explanations of common errors and violations. Throughout the presentation, the instructor discusses relevant FAQs (Frequently Asked Questions) published by the regulators and questions received from ProBank’s call-in service. The seminar provides the attendee the opportunity to get practical answers to their recurring questions.

Learn how the CFPB’s final rule is changing HMDA. Hear how the changes and implementation phases will impact the institutions and transactions covered; the information required to be collected and recorded; and the processes for reporting and disclosing that data.

Who Should Attend?
Anyone involved in HMDA data collection and/or reporting will benefit from this program. Loan processors, trainers, compliance officers, and auditors will also find this seminar to be informative.

Here’s what you’ll learn:
• Coverage, Exemptions and Key Definitions Associated with HMDA.
• What Information Goes Where” on the Loan Application Register.
• Proper Lobby Notices and Requirements for Making HMDA Data Available to
the Public.
• Important FAQs and Other Tools Available from the FFIEC.
• Why and How HMDA Data is Used During the Fair Lending Review Process.
• Common Challenges Associated with HMDA, Including, Understanding the
Definition of Refinance or Temporary Financing, and the Difference Between
the Rate Spread and HOEPA Calculations.

2017 Speakers:

Kathleen Mayes
Vice President, ProBank Austin.

David Luken
Vice President, ProBank Austin

Mary Neil Price
Senior Consultant and Vice President, ProBank Austin.

Anetria Connell
Vice President, ProBank Austin