Mortgage Lending Hot Spots Series: Appraisal & Evaluation Guidance on Collateral Valuation 2019 | Independent Bankers Association of Texas (IBAT) | 11 September 2019 |

Appraisals and evaluations continue to receive heightened regulator attention, including matters requiring attention (MRAs) and matters requiring board attention (MRBAs). Lenders often try to save time and money for the borrower and the financial institution. While these efforts are noble, it is critical that appraisal and evaluation processes and procedures comply with current regulations and guidance statements. Attend this webinar to gain a firm understanding of the real estate collateral valuation requirements imposed on financial institutions and appraisers. The focus will be on reviewing regulatory guidance and best practices for collateral valuations.

Highlights:
• Evaluation requirements and supporting documentation
• Required written policy and procedures
• Additional policy guidance
• Validation process requirements
• Appraisal value disputes
• Regulatory credit file requirements and recommendations
• Common examination findings
• Appraisal exemptions
• Renewal of an existing loan
• Proper use and documentation for “abundance of caution” exemption
• Collateral valuation guidance
• Commercial/business – purchase of an existing property
• Going-concern value
• CRE expected practices
• Appraisal FAQs

Who should attend?
The presentation will benefit loan committee members, business development personnel, lending officers, lending support staff, loan administrative staff, auditors, and loan reviewers.

2019 Speaker

PRESENTER:

S. Wayne Linder
Young & Associates, Inc.