Mortgage Lending - Start to Finish 2017 - Austin, Texas | Professional Bank Services | 8 November 2017 | Holiday Inn Austin Airport, 6711 East Ben White Boulevard Austin, Texas 78744, US

A one-day seminar focusing on the disclosure process under the various lending related regulations, including the new disclosures and timing requirements.

This one-day seminar will cover existing disclosure requirements for mortgage loans secured by real estate including the Integrated Mortgage Disclosure requirements. The seminar will bring together all the requirements necessary to ensure compliance for closed-end, consumer purpose real estate secured loans. This seminar specifically focuses on the disclosure process under the various lending related regulations.

During most seminars, regulations are reviewed individually. This seminar discusses the disclosures on a timeline beginning when the customer first presents the loan request all the way through closing and after closing. The material is organized in a sequence similar to the way an institution processes a loan.

TOPICS
• Truth-in-Lending Act/Regulation Z
• RESPA/Regulation X
• Fair Credit Reporting Act/FACT Act – Regulation V
• Equal Credit Opportunity Act/Regulation B
• Fair Housing Act
• Flood Disaster Protection Act
• Homeowners Protection Act
• Homeownership Counseling Notification Requirements

WHAT IS COVERED
• Collection of Fees and Verifiable Information
• Proper Collection of Government Monitoring Information
• Fee Tolerances Between the Loan Estimate and Closing Disclosure
• When Re-disclosure is Required
• Proper Placement of Fees on the Loan Estimate and Closing Disclosures And Much More!
• Disclosure and Timing Requirements for Closed-End, Consumer Real Estate Transactions Including the Integrated Mortgage Disclosures

Who Should Attend
This seminar is designed for the compliance professional who is familiar with the basics of compliance for closed-end real estate secured loans as well those individuals that work in the loan application, processing, closing, and audit functions.
• Program Level: Intermediate
• Prerequisite/Advanced Preparation: Basic Knowledge of Lending Regulations
• Delivery Method: Group - Live
• Field of Study: Specialized Knowledge and Applications