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Event Date | Thu Sep 15 EDT (over 2 years ago) |
Location | Virtual Event |
Region | Americas |
This Mastering HMDA seminar provides a comprehensive discussion of the regulation and explanations of common errors and violations and reviews the continuing changes that have occurred. Throughout the presentation, the instructor discusses guidance published by the regulators and questions received from ProBank’s Advisory Service. The seminar provides the attendee the opportunity to get practical answers to their recurring questions.
Here is What You'll Learn:
• Coverage, Exemptions and Key Definitions Associated with HMDA
• Partial Exemptions
• What are Key Data Fields
• Review Loan-Volume Thresholds
• "What Information Goes Where" on the Loan Application Register
• Proper Lobby Notices and Requirements for Making HMDA Data Available to the Public
• Important Guidance and Other Tools Available from the FFIEC and CFPB
• Why and How HMDA Data is Used During the Fair Lending Review Process
• Common Challenges Associated with HMDA, Including, Understanding the Definition of Refinance or Temporary Financing, and the Difference Between the Rate Spread and HOEPA • Calculations
• Clarify Excluded Transactions
• Clarify Key Terms
• Clarify Collection of Race and Ethnicity Information
Who should attend:
Anyone involved in HMDA data collection and/or reporting will benefit from this program. Loan processors, trainers, compliance officers, and auditors will also find this seminar to be informative.
2022 Speakers
Mark Burnside
Vice President and Senior Consultant, ProBank Austin