ProBank Mortgage Lending: Start to Finish 2020 - Illinois | ProBank Austin | 26 May 2020 | VIRTUAL EVENT
Venue
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| Event Date |
Tue May 26 CDT (over 4 years ago)
In your timezone (EST): Tue May 26 10:00am - Tue May 26 5:00pm |
| Location | VIRTUAL EVENT |
| Region | Americas |
Details
The federal lending compliance rules for mortgage loans have drastically changed within the past few years. No topic was left untouched – everything from application requirements to servicing and collection activities. With these revisions and clarifications – which continue consistently – the financial industry has and will continue to face many challenges.
This one-day seminar will cover disclosure requirements for mortgage loans secured by real estate, including the Integrated Mortgage Disclosure requirements. (TRID rules), as well as review the other determinations that an institution is required to make for mortgage loans. The seminar will bring together the requirements under various lending-related regulations necessary to ensure compliance for closed-end, consumer purpose real estate and dwelling-secured loans.
During most seminars, regulations are reviewed individually. This seminar discusses the disclosures on a timeline beginning when the customer first presents the loan request all the way through closing and after closing. The material is organized in a sequence similar to the way an institution processes a loan. Attendees leave with detailed materials, which will be a valuable reference tool.
Topics:
• Truth-in-Lending Act/Regulation Z
• RESPA/Regulation X
• Fair Credit Reporting Act/FACT Act – Regulation V
• Equal Credit Opportunity Act/Regulation B
• Fair Housing Act
• Flood Disaster Protection Act
• Homeowners Protection Act
• Homeownership Counseling Notification Requirements
• Sale of Insurance
What is covered?
• Disclosure and Timing Requirements for Closed-End, Consumer Real Estate Transactions Including the Integrated Mortgage Disclosures
• Collection of Fees and Verifiable Information
• Proper Collection of Government Monitoring Information
• Fee Tolerances Between the Loan Estimate and Closing Disclosure
• When Re-disclosure is Required
• Proper Placement of Fees on the Loan Estimate and Closing Disclosures
• And Much More!
Who should attend?
This seminar is designed for the compliance professional who is familiar with the basics of compliance for closed-end real estate secured loans as well those individuals that work in the loan application, processing, closing, and audit functions.
Speakers
2020 Speaker
PRESENTER:
Anetria Cohen
Vice President, ProBank Austin
Sponsors & Partners
2020 Partners
• Utah Bankers Association
• North Carolina Bankers Association
• Montana Bankers Association
• Indiana Credit Union League
• Iowa Bankers Association
• Community Bankers Association of Georgia
• West Virginia Bankers Association
• Independent Bankers Association of Texas
• Pennsylvania Bankers Association
• Community Bankers Association of Oklahoma
• Tri State League of Financial Institutions
• New York Bankers Association
• Maryland Bankers Association
• Louisiana Bankers Association
• Independent Bankers of Colorado
• Oregon Bankers Association
• Kentucky Bankers Association
• Washington Bankers Association
• Virginia Bankers Association
• Tennessee Bankers Association
• Michigan Bankers Association
• New Hampshire Bankers Association
• Idaho Bankers Association
• Bank Compliance Association of Connecticut
• Indiana Bankers Association
• Ohio Bankers League