ProBank Mortgage Lending- Start To Finish 2021 (C) | Professional Bank Services | 10 February 2021 | Live Seminar

The federal lending compliance rules for consumer mortgage loans continue to change. No topic is left untouched – everything from application requirements to servicing and collection activities – has and will continue to face many challenges.

This one-day seminar will cover the key considerations and required disclosures for mortgage loans secured by real estate through the mortgage loan process – from Application to Servicing. We will bring together the requirements under the various lending-related regulations necessary to ensure compliance for closed-end, consumer purpose real estate and dwelling-secured loans.

During most seminars, regulations are reviewed individually. This seminar discusses the disclosures on a timeline beginning when the customer first presents the loan request all the way through closing and after closing. The material is organized in a sequence similar to the way an institution processes a loan. Attendees leave with detailed materials, which will be a valuable reference tool.

Topics:
• Truth-in-Lending Act/Regulation Z
• RESPA/Regulation X
• Fair Credit Reporting Act/FACT Act – Regulation V
• Equal Credit Opportunity Act/Regulation B
• Fair Housing Act
• Flood Disaster Protection Act
• Homeowners Protection Act
• Homeownership Counseling Notification Requirements
• Sale of Insurance

2021 Presenter

Leah Hamilton
Vice President & Senior Consultant, ProBank Austin