Retirement Income 2020 - New York City | Pensions & Investments | 17 September 2020 | TBA, New York City

Our idea of “aging” and “old age” has evolved as the Baby Boomer generation continues to enter retirement at the largest number in history, and a growing segment of the population is living beyond 100 years. As a result, plan sponsors and advisors must expand their knowledge of elder care and new ways to offer creative options to ensure a steady flow of income to support this extended lifespan and growing numbers. Boomers are living longer and many of them are also experiencing multiple retirements. Retirement has taken on a new life!

While boomers are entering retirement, millennials are struggling with making decisions for future retirement in a turbulent world. How much should be saved, what is an optimal asset allocation, why should a deferred annuity be considered, what is a reasonable level of principal drawdown for a retiree? And obviously, real-world considerations, both current and future, must be taken into consideration including:
• How do you define retirement income and how can you plan for a lifetime of income?
• How can individuals plan around the new Social Security and Medicare restrictions for retirees?
• Offering an anti-cookie cutter solution for a diverse population from baby boomers to millennials.
• What are the implications of comprehensive income products for retirement?
• How can participants enjoy the most consistent retirement income stream given current/future market conditions as well as the individual’s drawdown preference?

What are the optimal choices for?
• Social Security Deferral
• Annuitization Asset
• Allocation
• Odrawdown/Consumption

This conference will provide a platform to discuss and debate how to provide plan participants with the tools and strategies designed to achieve the most stable and consistent income stream possible given the retiree’s overall wealth and anticipated Social Security income. Specifically, how can retirement savings be optimally invested and allocated pre and post-retirement and what factors should be considered when annuitizing?