Strong Customer Authentication 2019 | Kinfos Events Ltd | 18 June 2019 | St. James' Court, 54 Buckingham Gate, Westminster, London SW1E 6AF, UK

“Customer authentication” is a process that allows a device to verify the identity of someone who connects to a network resource. As per the latest regulatory requirements in Europe it has now become mandatory for the banks and other financial institutions to make their ‘Customer Authentication’ more secure and risk proof. This regulation will apply to online payments within the European Economic Area (EEA) where the cardholder’s bank and the business’s payment provider are both in the EEA.

What is the Strong Customer Authentication requirement?
SCA will require payments to be authenticated using at least two of the following three elements:
1) Something that the customer knows (e.g., password or security question)
2) Something the customer has (e.g., phone or hardware token)
3) Something the customer is (e.g., fingerprint or face ID)

What are the implications of SCA?
One of the most important implication of Strong Customer Authentication (SCA) is that it will drive acquirers and other entities in the payment processing ecosystem to improve their fraud rate as that would mean they could offer frictionless flow at higher thresholds which will mean improved security in the payments space but it can also have an negative impact as its implementation can hinder customer experience and place additional burdens on merchants and Payment Service Providers (PSPs).

2019 Speakers

Paul Kenny
Chief Technical Architect, Daon Technology

Miles Cheetham
Head of Propositions, OPEN BANKING

Fabien Ignaccolo
VP of Sales, Okay

Sunil Gossain
SVP – EMEA, Uniken Inc.

John van der Heyden
Open Banking Strategy, BNP Paribas Fortis

Duncan McIntosh
Product Owner – Multi-factor Authentication, RBS

Tim Richards
Principal Consultant, Consult Hyperion

Chris Ward
Principal Consultant, Mapa Research

Sam Everington
Head of Engineering for Apps & APIs, Starling Bank

Caroline Ambrose
Open Banking Director, Barclays

Alessandro Greco
Head of Digital Banking and Open Banking Transformation, Santander UK

Dr. Adrian Hamburg
CEO, Hamburg Consulting Group

Rob Woods
Strong Customer Authentication Lead Product owner, Lloyds Banking Group

Nicholas Webb
Technical Specialist, Financial Conduct Authority

2019 Sponsors

TITLE SPONSOR:
• Uniken

PLATINUM SPONSOR:
• Visa

KEYNOTE SPONSOR:
• FICO

ON STAGE PANEL SPONSOR:
• Daon

EXHIBITING SPONSORS:
• Boku
• Okay

MEDIA PARTNERS:
• Smart Insights
• Privatebanking
• Fintech Finance
• Mobile ID World
• FindBiometrics
• The GlobalRisk Community
• Financial IT