Howard Lutz

Senior Vice President at Intercontinental Wealth Advisors LLC
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Howard joined Intercontinental in 2018, bringing 20 years of diverse banking experience, including leadership roles in the international and domestic sectors. Early in his career, Howard managed Bank of America’s Military Banking operations in England and Iceland. Before joining Intercontinental, he spent the previous 10 years of his career leading the Private Banking division in prominent Texas banks, giving him enhanced insight into the needs of high-net-worth individuals and families.

Howard holds an MBA in International Business from The University of the Incarnate Word and an undergraduate degree in Spanish from the University of Texas at Austin. Howard is a life-long resident of San Antonio and graduated from Alamo Heights High School in 1994. His pride in his hometown is evident in the leadership positions he’s held in numerous nonprofit and educational organizations. Howard currently serves as a Vestry member of St. Luke’s Episcopal Church, a member of the University of the Incarnate Word Development Board and an advisor for Child Advocates San Antonio’s capital campaign. He was recognized as a 2011 San Antonio Business Journal “40 under 40” award winner. Howard is a member of Leadership San Antonio Class 35.

Together, Howard and his wife, Jody, are members of Founders Council and Golden Circle at Texas Biomedical Research Institute. They have served as Witte Game Dinner Chairs and on steering committees for the McNay Museum Spring Fundraiser, the Zoo Ball and the Red and White Ball. Lifetime members of the Texas Exes and the Longhorn Foundation, they are members of the Founders Group for Young Texans Against Cancer.

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  • Intercontinental Wealth Advisors LLC
    Senior Vice President