Bankrate, Inc. (Bankrate) owns and operates an Internet-based consumer banking and personal finance network (Online Network). The Company's flagship Website, Bankrate.com, collates data and information on more than 300 financial products and fees, including mortgages, credit cards, automobile loans, money market accounts, certificates of deposit, checking and automated teller machine (ATM) fees, home equity loans, and online banking fees. Bankrate also markets consumer and business credit cards, as well as insurance for auto, home, life, health, and long-term care. In addition, Bankrate provides financial applications and information to a network of online distribution partners and through national and state publications. On February 5, 2008, the Company acquired InsureMe, Inc. and Lower Fees, Inc. On September 5, 2008, Bankrate acquired LinkSpectrum Co. On September 23, 2008, the Company acquired Blackshore Properties, Inc.