Grace DeGraaf is open to pitches for magazine-style analyses, reported explainers, and personal essays that make an argument on topics like business, tech, the economy, retail, work, and money. Currently, she is particularly interested in stories about personal experiences with scams, frustrating bureaucracy, or consumer issues. Examples include situations where managing paperwork becomes overwhelming or companies refuse to honor their policies. DeGraaf seeks pitches that shed light on these complexities of modern life. Rates range from $0.50 to $1 per word, depending on scope and experience. Pitches can be sent to gdegraaf@insider.com.