Synchrony Car Care Credit Card

The Synchrony Car Care Credit Card is a specialized credit card designed for automotive expenses. The key features and benefits of the card include:

1. Promotional Financing: The card offers 6 months of no-interest financing on purchases of $199 or more, excluding gas station purchases. This can be helpful for covering larger car repair or maintenance costs.

2. Acceptance: It's accepted at select gas stations, auto parts stores, and auto repair shops nationwide. The card is not a Visa or Mastercard and can only be used at participating locations.

3. No Annual Fee: The card has no annual fee.

4. High APR: After the promotional period, the card has a high APR of 29.99% as of March 1, 2024.

5. No Rewards Program: Unlike some credit cards, it doesn't offer cash back or points on purchases.

6. Multiple Promotional Balances: Cardholders can have more than one promotional financing balance on their account at a time.

7. Fraud Protection: The card offers $0 fraud liability.

8. Online Account Management: Cardholders have access to 24/7 secure online account management.

9. Credit Limit Increases: Cardholders may request credit limit increases, subject to approval.

10. Pre-qualification: Potential applicants can check if they pre-qualify without affecting their credit score.