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Annie Nova

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  • A threat to payday lenders: Personal finance classes
    5 Apr 2019—CNBC
    Requiring high school students to take a personal finance course reduces their likelihood of taking out expensive payday loans down the road. That's the takeaway from research being released by the FINRA Investor Education Foundation in conjunction with April financial literacy month. The short-term loans, typically due by your next payday, can come with interest rates as high as 400%, the Consumer Financial Protection Bureau has found. For comparison, that's more than 10 times the rate on...
  • For some workers, that paycheck could be in cryptocurrency sooner than later
    13 Mar 2018—CNBC
    Workers who make money on digital apps and work on their own schedules, can live very different lives than their traditional employee counterparts. Soon, they might not even be paid the same kind of money. A number of companies are designing payment platforms and cryptocurrencies specifically for the sharing economy, which they say is in need of a more fair and efficient path to compensation. What's more, they say, the sharing economy might end up serving as an experiment for adapting digital...

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