Here’s what to do when you want to retire but your carefully crafted plan runs into inflation and your account balances have been affected. Inflation is higher, the stock market is lower. And this is when you planned to retire. Does this change anything? Should it? The answer to the first question is, statistically, it does change things. According to Vanguard, retiring into a bear market has, historically, made people 31% more likely to outlive their money. (Not surprisingly, it affects...

Far too many young people shy away from credit cards. Only 33% of people between 18 - 29 even have a credit card. Video provided by TheStreet Newslook When the Equifax data breach was revealed last fall, you may have followed the advice of experts and frozen your credit. A freeze is the best way to keep your personal data from being used to open fraudulent credit accounts. But it can also be an inconvenience: A freeze means no one can access your credit data, so you are likely to be denied...