This page may include affiliate links. Please see the disclosure page for more information. Once you’ve finished paying off your car, you may have some extra money in the bank each month that doesn’t have to go toward another hefty car payment. After that last payment, many people start to let their cars go to the maintenance department or even trade them in for a newer model. However, life without a car payment can help you save money, pay down debt, and plan for your financial future. Check...

This page may include affiliate links. Please see the disclosure page for more information. Graduating from high school to college is a significant achievement for many students. But with it comes a time to try out many things for the first time, one of them being the use of credit cards. Perhaps you have seen banks and financial institutions advertising their student credit cards and trying to solicit you to apply for one, and this further begs the question, are they a good idea? Well, just...

This page may include affiliate links. Please see the disclosure page for more information. Have you ever heard of family game night? Do you want to teach your kids about money? How about spending more quality time with them too? Well, if you’d like to do either one, there is a perfect frugal solution to both. Game nights with family and friends are fantastic. Board games can teach kids a wide range of life skills including, interpersonal communication, problem-solving, and friendly...

This page may include affiliate links. Please see the disclosure page for more information. Are you like many who are worried about how they will pay bills during these uncertain times? Let’s talk about it. Those pesky little pieces of real or virtual mail that remind us of the joys of adulthood will not pay themselves. Whether we like it or not, paying bills is very much a fact of our adult lives. We may have learned how to calculate interest in high school, but did anyone really teach us...

This page may include affiliate links. Please see the disclosure page for more information. The last few weeks have been unpredictable. It seems like things are changing daily. Businesses are temporary closing, employees are out of work, and supplies are in demand. These unpredictable events due to COVID19 have escalated quickly, and are affecting the entire world. In the United States, one in five Americans has no emergency fund saved at all, and a majority of Americans (69 percent) have...