Terry Chea—AP In a good month, Celina Chanthanouvong has about $200 left after rent, groceries and car insurance. That doesn’t factor in her student loans, which have been on hold since the start of the pandemic and are estimated to cost $300 a month. The pause in repayment has been a lifeline keeping the 25-year-old afloat. “I don’t even know where I would begin to budget that money,” said Chanthanouvong, who works in marketing in San Francisco. Now, after more than three years, the lifeline...

Celebrities wept in court. Coaches lost their jobs. Elite universities saw their reputations stained. And nearly four years later, the mastermind of the Varsity Blues scheme was sentenced this month to more than three years in prison. But there’s little belief the college bribery scandal has stirred significant change in the admissions landscape. Some schools tweaked rules to prevent the most flagrant types of misconduct, but the outsize roles of wealth, class and race — which were thrust...