About the author: David Beckworth is a senior research fellow with the Mercatus Center at George Mason University and a former international economist at the U.S. Department of the Treasury. Questions about U.S. financial stability are taking center stage in the wake of Silicon Valley Bank’s collapse and the U.S. Federal Reserve’s upcoming decision on interest rates. Just beneath the surface, for better and for worse, is something amazing that’s happened to U.S. taxpayers: The burden they...