Emerging from Christmas, one of the most expensive times of year, only to be greeted by one of the biggest bills that you’ll receive this year — your health insurance renewal — is not the most pleasant way to kick off the new year. About 2.42 million people have private health insurance, almost half the population, according to the latest figures from the Health Insurance Authority (HIA). Many are renewing this month. On average health insurance policyholders pay €1,412 a year per adult. By...