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Erik J. Martin

Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.

In addition to Bankrate, Martin has contributed to AARP The Magazine, The Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.

Publications

  • Bankrate
    84 articles
  • Real Estate Weekly
    54 articles
  • The Daily Herald
    45 articles
  • HomeStyle
    43 articles
  • CTW Features
    36 articles
  • The Mortgage Reports
    31 articles
  • destination CRM
    19 articles

Writes Most On

RealEstateMortgageFinancialPlanningCreditScoreFinanceHomeownershipHomeLoansMortgagesInterestRatesPersonalFinanceHomeBuyingHousingMarketRefinancingRefinanceFinancialAdvicePropertyInvestmentHomeEquityFinancialDecisionsMortgageLoanBankrateHELOCRealEstateFinanceCreditCardsHomebuyersRealEstateMarketHomeLoanDebtManagementLoansLendingInterestRateMortgageRatesPartnersLawyerTableOfContentsHealthCareUSDAHospitalFacebookManagerHomebuyerRealEstateAgentRealEstateInvestingPropertyForeclosureFinancialAdvisorClosingCostsCEOPropertyValueDarkeCountyOhioLoanApproval
  • First Time Homebuyers and USDA Loans
    1 May—USDALoans.com
    Ready to make the jump from renting or rooming with family to purchasing your first home? You can get a lot of bang for your buck with a USDA mortgage. Among first-time homeowner loans, USDA loan, which offers many benefits for first-time homebuyers. Let’s explore the key perks, take a closer look at requirements, and explore helpful tips on how to become a USDA first-time homebuyer. Why USDA Loans Are a Smart Choice for First-Time Homebuyers The USDA loan has significant advantages for rural...
  • Buying a Foreclosed Home with a USDA Loan
    1 May—USDALoans.com
    What You'll Learn in This Article What is a Foreclosed Home? Financing Options Types of Foreclosures Why Legal Due Diligence Matters A USDA loan insured by the U.S. Department of Agriculture requires no down payment and lower fees than other mortgage options, but what if you want to save even more money? You may consider buying a foreclosure with a USDA loan by meeting certain conditions. Let’s take an in-depth look at how USDA home loans work with foreclosed properties, how to find...
  • USDA Loan Prequalification and Preapproval
    30 Apr—USDALoans.com
    Dreaming of an affordable home in a rural or suburban location? A USDA loan, which is a loan insured by the U.S. Department of Education, can help you achieve this major life milestone. But before shopping for an eligible residence, it’s a smart idea to pursue USDA loan prequalification or, better yet, preapproval. Read on to learn the differences between prequalification and preapproval, why they’re important, the steps involved, and more. A Closer Look at USDA Loan...
  • —The Mortgage Reports
  • Bidding wars: 6 tips for home buyers on how to win
    2 May—Rocket Mortgage
    How to win a bidding war: 6 tips Don’t get discouraged if you find yourself in a bidding war. There are tactics you can use to maximize your odds of winning. Here are 6 key strategies for winning a bidding war. 1. Get mortgage preapproval If you qualify, get a mortgage preapproval before you start shopping for a home. “When you have a preapproval letter in hand, it indicates that you are a serious buyer. Plus, it allows your REALTOR® to find homes that are within your budget. After all, it’s...

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