The text message created an instant surge of panic. “Freemsg: Chase, Did you attempt wire transfer amount of $7500. Reply Y if recognized, Or NO to stop fraud.” Text message-based scams can appear to come from a familiar company or person, but experts say these red flags will help you spot them. Here’s what to look out for: Requests for gift cards or other hard-to-trace forms of payment including cryptocurrency, PaypPal and Venmo. Someone asking you to transfer money, or claiming to be from...